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920 S Main St, Independence, MO, 64050

--beds
2baths
--sqft
$369,000
--price/sqft
$2,791/moest. monthly cost
$111,640/yrincome needed

About This Home

Down the street from Independence Square, great location. If you have been looking for your next investment then look no further! This turnkey 5-unit property will make a great addition to your investment portfolio. Offering an attractive unit mix, it features a 2 bed 2 bath unit, a 1 bed 1 bath unit, and 3 studios, catering to diverse tenant needs. The exterior has been impeccably maintained, boasting a delightful yard, privacy fence, tasteful landscaping, a newer roof, and an inviting front porch. Step inside the 1st-floor 2 bed 2 bath unit and experience the spaciousness and openness it exudes. Recent updates include newer flooring, fresh paint, contemporary light fixtures, and modern can lights, complementing the unit's ambiance. You will also find a very nice kitchen, as well as two updated and modern bathrooms, adding to the unit's overall appeal. The second-floor houses two more updated units. Studio Unit #3 has received new flooring, fresh paint, and a nicely renovated kitchen featuring new cabinets, countertops, a stylish backsplash, and stainless steel appliances. Meanwhile, Unit #4, a 1 bed 1 bath, currently occupied, has undergone a complete remodel and is meticulously cared for by the current tenant. Moving to the third floor, two more inviting studios await, fully remodeled. Monthly rents are $4225...low taxes

Getting Around

65
WalkingSomewhat Walkable
15
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

7/10
Bridger Middle SchoolGrades 62.8 mi
3/10

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Composition
  • Construction materials: Asbestos

Type & Style

  • Home type: MultiFamily
  • Property subType: Mixed Use

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bathrooms: 2

Features

  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 26520182800000000

Lot

  • Lot size: 6,802 sqft
  • Lot size dimensions: 139 x 49

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$438$5,256
Property Taxes $347$4,164
Electricity $141$1,693
Total$2,791$33,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,691/yr
40% on housing$83,730/yr
45% on housing$74,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64050$107
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64050$136
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$389,000
2023-11-17Listing removed--
2023-10-31Listed for rent$1,200
2023-09-27Sold--
2023-08-07Pending sale$294,900
2023-08-04Listed for sale$294,900

For Sale by Agent

AgentChristina Boveri
BrokerageBoveri Realty Group L L C

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