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2817 Papermill Rd, Winchester, VA, 22601

3beds
2baths
1,248sqft
$350,000
$280price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

Maintained 3-bedroom, 1.5-bath colonial for sale by owner. This home features a newer roof (February 2025) and a newly walled carport (May 2025), with all updates backed by approved city permits for total peace of mind. The home has beautiful hardwood and vinyl plank flooring. The kitchen and laundry are both on the main level for everyday convenience, there are three upstairs bedrooms. Outside, the 0.35-acre yard features a spacious deck for entertaining and a large driveway with ample parking. Honestly, it is so unusual to have this much space for parking right in the city! We have already done the hard work for you. Trees are trimmed and cut around the property, adding an extra layer of safety and protection for the home. Located in the Winchester City School District, it takes just minutes to get to downtown shopping, dining, and amenities. Talk about location, location, location! Serious inquiries only. Please have your pre approved letter ready. Interested buyers can contact us by phone or by submitting an inquiry through the contact form on the listing. We will receive an email with your notification. Perks? We are including all the window A/C units with the sale of the home, so come see for yourself how cool this place stays! We can also hand over the official survey papers for the property to make things easy for you. Bring us an offer! We are ready to negotiate, and we might even have a little wiggle room for seller concessions.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
3/10
John Handley High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Block
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 311047

Features

  • Exterior features: Other

Lot

  • Lot size: 0.35 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$105$1,260
Property Taxes $231$2,772
Electricity $202$2,433
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 22601$173
Winchester City$169

vs Homes Sold Last Month

Median $/sqft

ZIP 22601$206
Winchester City$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$350,000
2023-12-15Sold$280,000
2023-11-03Pending sale$289,900
2023-11-02Contingent$289,900
2023-10-20Listed for sale$289,900

For Sale by Owner

AgentProperty Owner

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