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1020 Neal Road, Commerce, GA, 30530

4beds
2baths
1,680sqft
$299,900
$179price/sqft
$2,474/moest. monthly cost
$98,960/yrincome needed

About This Home

New Construction on 6.5+ Private Acres – Franklin County Living at Its Best Welcome to your own slice of Northeast Georgia! This brand-new 4-bedroom, 2-bath home offers nearly 1,700 square feet of living space, blending modern convenience with peaceful country living. The open-concept floor plan creates a bright, spacious feel, complemented by all-new stainless steel appliances and smart-home readiness, including pre-wiring for a smart thermostat and even the water heater. Seller is offering great incentives with an acceptable offer. Step outside and experience what truly sets this property apart—over 6 acres of privacy, nature, and opportunity. The home is positioned close to the road, giving you a large backyard that feels like your own retreat. A creek runs along the back of the property, and with existing deer stands already in place, this is a dream setup for outdoor enthusiasts. Whether you're envisioning a mini-farm, recreational getaway, or peaceful homestead, this property delivers. Located in Franklin County, you’ll enjoy the charm of rural living while still being conveniently connected. Just a short drive to I-85, commuting to Commerce, Athens, Lake Hartwell or even Greenville, SC is easy. Nearby Commerce offers great shopping and dining options, including Tanger Outlets, grocery stores, and everyday essentials. Families will appreciate access to the Franklin County School System, known for its strong community support and growing programs. Plus, you’re surrounded by North Georgia’s natural beauty—lakes, hiking, and mountain views are all within reach, making weekends feel like a getaway. With front and back decks to be completed, this home will be move-in ready soon—giving you the chance to enjoy both indoor comfort and outdoor living from day one. If you’ve been looking for space, privacy, and modern living without sacrificing convenience, this is the one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Franklin County High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile,Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Electric
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 006010
  • Attached to another structure: Yes
  • Zoning: 007
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: Panoramic,Trees/Woods

Lot

  • Lot size: 6.52 Acres
  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$187$2,244
Property Taxes $552$6,624
Electricity $219$2,637
Total$2,474$29,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,822/yr
40% on housing$74,220/yr
45% on housing$65,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 30530$250
Franklin County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 30530
Franklin County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$339,900
2026-01-06Sold$45,400

For Sale by Agent

AgentEthan Atkinson
BrokerageGreater and Preferred LLC

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