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2818 Toms Creek Rd, Martin, GA, 30557

2beds
1baths
812sqft
$100,000
$123price/sqft
$966/moest. monthly cost
$38,640/yrincome needed

About This Home

A 2-bedroom, 1-bath home situated on a level lot and conveniently located just minutes from I-85. This property offers great potential for investors, rental income, or a renovation project.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1892

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 812

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Property

Details

  • Parcel number: 033 104

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$62$744
Property Taxes $180$2,160
Electricity $219$2,637
Total$966$11,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,120/yr
40% on housing$28,980/yr
45% on housing$25,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 30557$180
Franklin County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 30557
Franklin County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$100,000
2026-06-19Pending sale$100,000
2026-06-10Listed for sale$100,000
2019-08-28Sold$5,772

For Sale by Agent

AgentKelsey Purcell
BrokerageTalan Properties LLC

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