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302 Gumlog Dr, Lavonia, GA, 30553

2beds
2baths
959sqft
$359,900
$375price/sqft
$2,925/moest. monthly cost
$117,000/yrincome needed

About This Home

PRICE ADJUSTMENT!! --- Tucked into the natural beauty of Lake Hartwell, this FULLY FURNISHED 2021-built cottage offers the kind of lifestyle people dream about when they imagine slowing down and reconnecting with nature. With 2 bedrooms, 2 bathrooms, and an additional sleeping loft, 302 Gumlog Dr blends modern comfort with cozy lake-living charm. Wake up to peaceful wooded surroundings, enjoy coffee on the deck, and spend your evenings around the firepit after a day on the water. The private dock with seasonal direct lake access makes kayaking, fishing, and boating part of everyday life. Inside, the home features an open-concept layout filled with natural light, warm finishes, and thoughtful design that creates an inviting retreat feel from the moment you walk in. Whether you are searching for a full-time residence, weekend getaway, or income-producing short-term rental opportunity, this property offers versatility, privacy, and a true Lake Hartwell experience. Conveniently located near I-85, this property allows easy access to both Greenville and Atlanta while still feeling worlds away from the pace of city life. Lavonia is known for its relaxed lake lifestyle, boating culture, hiking, camping, and charming small-town atmosphere.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
Lavonia Elementary SchoolGrades PK-54.1 mi
5/10
5/10
Franklin County High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Press Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • High Ceilings,Vaulted Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 959

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 959
  • Total interior livable area: 959 sqft

Kitchen

  • Features: Solid Surface Counters

Property

Details

  • Parcel number: 061D 063

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Dock,Gas Grill
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Floating Dock,Lake,Lake Privileges,Swim Dock
  • Waterbody name: Lake Hartwell
  • Frontage type: Lakefront
  • Residential vegetation: Grassed

Lot

  • Lot size: 8,712 sqft
  • Features: Sloped

Parking

  • Parking features: Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$236$2,832
Property Taxes $651$7,812
Electricity $219$2,637
Total$2,925$35,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,285/yr
40% on housing$87,750/yr
45% on housing$78,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 30553$185
Franklin County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 30553
Franklin County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$359,900
2026-05-27Listed for sale$375,000
2026-01-01Listing removed$379,900
2025-10-02Listed for sale$379,900
2025-09-26Listing removed$385,000
2025-06-25Listed for sale$385,000
2024-07-08Sold$365,000
2024-06-19Pending sale$349,000
2024-06-13Listed for sale$349,000
2021-01-11Sold$33,000
2020-11-12Price change$38,000
2020-10-30Price change$35,000
2020-09-18Price change$38,000
2020-06-04Price change$35,000
2020-03-31Listed for sale$38,000
2005-10-19Sold$38,000

For Sale by Agent

AgentMelissa B McCall
BrokerageLiving Down South Realty

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