326 E Mourning Dove Ct, Monticello, GA, 31064
About This Home
Deeded turn-key waterfront retreat on Jackson Lake located in Turtle Cove. This private paradise features a private new dock with 113 feet of shoreline on good water and is coming fully furnished! The main floor includes a bedroom/sunroom/flex room, 1/2 bath, living room with wood burning fireplace & new LVP flooring, spacious kitchen with 2-pantries, kitchen island, stainless steel appliances, custom kitchen cabinets, tons of cabinet space & breakfast area and dining room overlooking the lake. Upstairs features 3 good size bedrooms, primary suite with ensuite, walk-in closet & office area and laundry room. Other features of this property is a new water heater, attic fans, dual zone HVAC, large 2-car garage with remote access, attached workshop, partially covered outside deck area overlooking the lake, additional carport with RV/Boat parking and private gated front entrance. This is your chance to live waterfront on Jackson at a great price!! Turtle cove features many amenities including a 9-hole golf course, clubhouse with full-service restaurant & bar, 5 white sand beaches some with boat ramps, & pickle-ball courts.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1994
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country/Rustic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: In Hall,Laundry Closet,Upper Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Separate Room
Features
- Bookcases,Double Vanity,Split Foyer,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,827
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,827
- Total interior livable area: 1,827 sqft
Kitchen
- Features: Breakfast Area,Kitchen Island,Pantry,Solid Surface Counters
Property
Details
- Parcel number: 019D 409
- Special condition: Covenants/Restrictions
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Dock,Water Feature
- Fencing: Other
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock Rights
- Waterbody name: Jackson Lake
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 113
- Residential vegetation: Wooded
Lot
- Lot size: 1.42 Acres
- Features: Private,Sloped,Steep Slope
Parking
- Total spaces: 4
- Parking features: Attached,Carport,Garage,Garage Door Opener,Kitchen Level,Parking Pad,RV/Boat Parking,Side/Rear Entrance,Storage
- Has garage: Yes
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $274 | $3,288 |
| Property Taxes | $882 | $10,584 |
| Electricity | $219 | $2,637 |
| Total | $3,802 | $45,624 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $550,000 |
| 2019-04-12 | Sold | $267,000 |
| 2019-03-15 | Pending sale | $282,500 |
| 2019-03-13 | Listed for sale | $282,500 |
| 2016-02-29 | Sold | $186,000 |
| 2007-10-02 | Sold | $267,000 |
| 2006-07-20 | Sold | $217,000 |
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