287 Late Rise Rd, Monticello, GA, 31064
About This Home
Escape to Jackson Lake and discover your own private waterfront retreat in this comfortable, easy-living fully furnished bungalow perfectly positioned at the water's edge on a spectacular point lot near the dam. Offering more than 400 feet of shoreline, this exceptional property enjoys remarkable privacy, surrounded by towering mature hardwoods that create a peaceful natural setting. Situated on a point with approximately 270-degree water views, you'll enjoy breathtaking sunrises, tranquil evenings, and panoramic lake vistas from nearly every room. Located in a large, deep-water cove, the protected waters provide outstanding swimming, fishing, and boating while offering a welcome escape from the busy weekend boat traffic found elsewhere on the lake. Designed for enjoying the outdoors, the property features its own private boat ramp, making launching and retrieving your boat effortless. A charming pergola creates the perfect shaded gathering space as you stroll to the floating dock with boat lift where you can spend your days relaxing by the water, casting a fishing line, or heading out on the boat for a day on Jackson Lake. Inside, you'll immediately feel as though you've stepped into a simpler, more peaceful way of life. A wall of windows fills the home with natural light while framing the lake as the centerpiece of everyday living. Whether relaxing in the comfortable living room or preparing meals in the open-concept kitchen, the stunning waterfront views are always part of the experience. The kitchen is beautifully appointed with stainless steel appliances, and an inviting layout that keeps family and friends connected. The main level includes both the owner's suite and a spacious guest bedroom, providing convenient living. Lovingly maintained and beautifully landscaped, this home reflects years of pride in ownership and thoughtful care. It offers the perfect balance of rustic lake charm and modern conveniences, creating an ideal weekend getaway or full-time residence for anyone seeking a quieter pace of life. If you've been dreaming of escaping the city and enjoying peaceful days on one of Jackson Lake's most private point lots, this exceptional property is priced to sell and ready for its next owners. Contact us today to schedule your private showing and experience everything this remarkable lakefront retreat has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1993
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Common Area
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Master On Main Level,Vaulted Ceiling(s)
- Flooring: Carpet,Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 025F 038
- On leased land: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony,Dock,Sprinkler System
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock Rights,Floating Dock,Seawall
- Waterbody name: Jackson Lake
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 400
- Residential vegetation: Grassed,Wooded
Lot
- Lot size: 1.10 Acres
- Features: Level,Private
Parking
- Total spaces: 6
- Parking features: Carport,Parking Pad,RV/Boat Parking
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,980 | $35,760 |
| Home Insurance * | $336 | $4,032 |
| Property Taxes | $1,191 | $14,292 |
| Electricity | $219 | $2,637 |
| Total | $4,726 | $56,712 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $589,500 |
View on Zillow