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1322 S Hocker Ave, Independence, MO, 64055

3beds
3baths
1,580sqft
$250,000
$158price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

WELCOME HOME!! Where comfort, space, and location come together! This beautifully maintained home offers generous living spaces, an inviting floor plan, and plenty of room for both everyday living and entertaining. The spacious kitchen features abundant cabinetry and workspace, flowing seamlessly and living areas filled with natural light. The primary suite provides ample closet space, while the additional bedrooms offer flexibility for family, guests, or a home office. The finished lower level adds valuable living space perfect for a recreation room, media room, workout area, or playroom. Step outside to enjoy the backyard, offering plenty of space for entertaining, gardening, or simply relaxing with an added 2 car detached garage in the back. Convenient access to shopping, dining, parks, and major highways, this home provides an easy commute while maintaining a peaceful residential setting. Whether you're looking for room to grow or simply searching for a home that has been well cared for, this property offers exceptional value and endless possibilities. Don't miss your opportunity to make this beautiful home your own!

Getting Around

69
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

7/10
Bridger Middle SchoolGrades 62.5 mi
4/10
Truman High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bathroom1

  • Level: Main

Bathroom2

  • Level: Basement

Bedroom1

  • Features: Carpet
  • Level: Main

Bedroom2

  • Features: Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Painted Cabinets
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,080

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bedroom

  • Features: Carpet
  • Level: Main

Property

Details

  • Parcel number: 26540102200000000

Features

  • Patio & porch: Patio
  • Fencing: Metal,Wood

Lot

  • Lot size: 8,723 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$218$2,616
Property Taxes $235$2,820
Electricity $141$1,693
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 64055$170
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64055$143
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$250,000
2026-06-29Listed for sale$260,000
2023-03-03Sold--
2023-02-02Pending sale$209,900
2023-01-27Price change$209,900
2023-01-10Price change$224,900
2022-12-02Price change$229,900
2022-11-14Listed for sale$239,900
2015-06-04Sold--
2015-04-24Pending sale$95,000
2015-04-19Price change$95,000
2015-03-26Price change$99,900
2015-01-29Listed for sale$105,000
2014-12-02Pending sale$105,000
2014-11-26Price change$105,000
2014-11-01Price change$118,000
2014-10-08Listed for sale$135,000
2013-09-27Listing removed$35,000
2013-09-20Price change$35,000
2013-07-29Price change$50,000
2013-06-29Listed for sale$55,607
2013-05-31Sold--

For Sale by Agent

AgentTanya Loria
BrokerageBHG Kansas City Homes

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