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295 Gose Rd, Forsyth, GA, 31029

3beds
2baths
1,780sqft
$320,000
$180price/sqft
$2,185/moest. monthly cost
$87,400/yrincome needed

About This Home

Classic, all-brick home in Smarr/Monroe County was built to last and sits on 3 wooded acres with creek! Located just minutes from T.G. Scott Elementary! Newer Roof & HVAC. 3 bedroom, 2 bath residence features genuine hardwood floors, stylish baths, living room/dining combo, & a spacious den/family room with masonry fireplace. You'll find an unfinished basement that is already heated and cooled, wired and offers potential for future expansion of living space, bedrooms, recreation, or workshop! You have a 2 car Carport attached that makes nice covered outdoor entertaining space or a place for vehicles, boats, Atv's. Commutes will be a breeze located only 3 miles to I-75. Keep in mind all the great places to enjoy outdoor fun with all the State Parks, Nature Centers, & Hiking and Biking Trails that is in Middle GA!!!! Adventures to find, close by your own home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1967

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Interior Entry,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level
  • Flooring: Hardwood,Laminate
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,780

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Property

Details

  • Parcel number: 080 003

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 3 Acres
  • Features: Other

Parking

  • Parking features: Attached,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$154$1,848
Property Taxes $194$2,328
Electricity $219$2,637
Total$2,185$26,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,914/yr
40% on housing$65,550/yr
45% on housing$58,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.6%
9.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 31029$163
Monroe County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 31029$169
Monroe County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$299,000
2026-06-26Listed for sale$320,000

For Sale by Agent

AgentMartie L Brown
BrokerageSouthSide, REALTORS

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