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120 Sunset Dr, Eatonton, GA, 31024

2beds
2baths
1,404sqft
$325,000
$231price/sqft
$2,175/moest. monthly cost
$87,000/yrincome needed

About This Home

TONS OF CHARACTER AND CHARM FOR A GREAT PRICE! If you've been looking for that one home with loads of charm - here you go! This 2 bedroom, 2 bath home with a partially finished basement is ready for you! This property features a metal roof, LVP flooring, an updated kitchen, updated bathrooms with new tile flooring, beautiful landscaping, a dock with slip at the shoreline, a sunroom overlooking the water, a private balcony, workshop area and more! Inside the home, as soon as you enter you are greeted with a bright and airy vibe with warm accents of trim details and wallpaper. LVP flooring throughout making cleaning a breeze and living here functionally no hassle. The floor plan is a semi-open concept - you've got a spacious living room open to the kitchen and a dining nook off the kitchen with a sunroom off of the living room. Both bedrooms are tucked off the living area - one with a hall bath with access through the bedroom and the other a true ensuite. Downstairs is a partially unfinished basement that is just waiting for you to bring your plans to light! Plenty of outdoor sitting space for you to enjoy the peace and quiet of Lake Sinclair and there's a stairway leading you down to the waters edge. This home is DARLING and is waiting for YOU! Call today and let's get you SOLD on this Lake Sinclair home!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Putnam County High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Lake Comm Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Vent Hood,Washer,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: First Level

Basement

  • Basement: Partially Finished

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Double Vanity,Kitchen Island
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 053B049
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Walkways
  • Fencing: Fenced
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Mid Cove,Max Dock
  • Topography of land: Gentle Slope,Gently Rolling

Lot

  • Lot size: 0.53 Acres
  • Features: Lake Sinclair Area

Parking

  • Parking features: Carport,Paved
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$105$1,260
Property Taxes $208$2,496
Electricity $219$2,637
Total$2,175$26,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,571/yr
40% on housing$65,250/yr
45% on housing$58,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$244
Putnam County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$325,000
2017-06-19Sold$145,000
2006-08-24Sold$245,000
2006-06-15Sold$149,000
2005-05-26Sold$181,000

For Sale by Agent

AgentNick Montgomery
BrokerageKeller Williams Realty Lake Oconee

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