109 Horseshoe Bend Rd, Eatonton, GA, 31024
About This Home
Tucked along the water's edge, this charming rustic cottage is the perfect weekend getaway where lake life slows everything down. With one cozy bedroom and two additional sleeping areas, there's plenty of space for family and friends to gather while still keeping the intimate feel of a classic lake retreat. The greatroom with fireplace is the heart of the home, filled with natural light and offering peaceful views that make it the perfect place for morning coffee or winding down after a day on the water. Nearly every corner of the cottage reminds you why you came-beautiful water views from both the front and the back, creating a true surround-yourself-with-the-lake experience. Step outside and you'll find a double boathouse, ideal for keeping your boat ready for sunset cruises, fishing trips, or lazy afternoons floating on the lake. Whether you're sitting on the porch listening to the water, gathering in the sunroom with friends, or heading out from your dock for a day on the lake, this cottage delivers the relaxed charm and simplicity that make lake getaways so special. Rustic, inviting, and full of character, this is the kind of lake cottage where memories are made and weekends turn into traditions.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1964
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country/Rustic
- Property subType: Single Family Residence,Cabin
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven/Range (Combo),Refrigerator
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Bath Finished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Beamed Ceilings
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 338
- Finished area above ground: 812
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
Property
Details
- Parcel number: 056A038
- On leased land: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock Rights,Lake Privileges
- Waterbody name: Lake Sinclair
- Frontage length: Waterfront Footage: 140
- Residential vegetation: Grassed
Lot
- Lot size: 0.38 Acres
- Features: Sloped
Parking
- Total spaces: 3
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Drought
- Hail
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $113 | $1,356 |
| Property Taxes | $479 | $5,748 |
| Electricity | $219 | $2,637 |
| Total | $2,580 | $30,960 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Listed for sale | $362,250 |
| 2020-07-30 | Sold | $190,000 |
| 2007-02-02 | Sold | $5,458 |
| 2005-05-02 | Sold | $153,000 |
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