See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

109 Shelton Ln, Eatonton, GA, 31024

3beds
3baths
2,258sqft
$650,000
$288price/sqft
$4,616/moest. monthly cost
$184,640/yrincome needed

About This Home

RARE DEEP WATER ON LAKE SINCLAIR — 15–19 FEET AT THE DOCK! Deep water like this is hard to find on Lake Sinclair—and it makes all the difference for year-round boating access. This updated 3BR/3BA lakefront home in Eatonton offers sweeping water views and beautiful sunrise scenery from the main living areas, primary suite, and spacious screened porch and decks. The open-concept layout features a kitchen with stainless steel appliances, island seating, and seamless access to outdoor living—ideal for entertaining. The main-level primary suite includes a private office or sitting area overlooking the lake, while an upstairs loft provides flexible space for a potential 4th bedroom, bunk room, or media room. Enjoy peaceful surroundings, mature trees, and direct access to the water from your private dock with consistent deep water—perfect for boating, fishing, and year-round lake living. With its layout, location, and strong lake appeal, this property also offers excellent short-term rental potential. Conveniently located just minutes from Twin Bridges Landing, shopping, and downtown Eatonton and Milledgeville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
6/10
4/10
Putnam County High SchoolGrades 9-1215.4 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt/Comp Shingle
  • Construction materials: Hardy Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Vent Hood,Wine Cooler,Stainless Steel Appliance(s),Electric Water Heater

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Features: Loft Area/Optional Bedroom
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Access To Screened Porch/Lake
  • Level: First

Features

  • Beamed Ceilings,Breakfast Bar,Cathedral Ceiling(s),Double Vanity,Granite Counters,Walk-In Closet(s),Granite
  • Window features: Bay Window(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,258
  • Total interior livable area: 2,258 sqft

Kitchen

  • Features: Updated Kitchen
  • Level: First

Living Room

  • Features: Big Water Views
  • Level: First

Master Bedroom

  • Features: Lake View,En Suite Bath,Office
  • Level: First

Property

Details

  • Parcel number: 057C296
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Screened Porch
  • Exterior features: Walkways
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Main Lake,Single Stall Boathouse
  • Frontage length: Approx Water Frontage: 108

Lot

  • Lot size: 0.67 Acres
  • Features: Lake Sinclair Area

Parking

  • Parking features: Circular Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$210$2,520
Property Taxes $901$10,812
Electricity $219$2,637
Total$4,616$55,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,262/yr
40% on housing$138,480/yr
45% on housing$123,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$241
Putnam County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$675,000
2026-04-05Listing removed$675,000
2026-02-07Price change$675,000
2025-12-06Listed for sale$699,000
2025-12-02Listing removed$699,000
2025-11-01Listed for sale$699,000
2025-11-01Listing removed$699,000
2025-10-01Price change$699,000
2025-08-06Listed for sale$725,000
2025-08-01Listing removed$750,000
2025-06-18Price change$750,000
2025-06-11Price change$775,000
2025-05-14Price change$789,000
2025-03-27Listed for sale$799,000
2022-04-22Sold$655,000
2022-03-24Pending sale$699,000
2022-03-12Price change$699,000
2022-02-15Price change$725,000
2022-01-19Price change$749,000
2022-01-11Pending sale$742,000
2022-01-11Contingent$742,000
2022-01-06Listed for sale$742,000
2021-11-02Listing removed--
2021-07-28Sold$300,000
2021-07-19Pending sale$400,000
2021-07-14Listed for sale$400,000

For Sale by Agent

AgentGroup Alliance Home & Land
BrokerageKeller Williams Realty Premier

Similar Homes