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115 Welch Rd, Eatonton, GA, 31024

1beds
1baths
446sqft
$245,000
$549price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

ON LAKE SINCLAIR UNDER 250K! Discover the perfect Lake Sinclair retreat with this charming studio cabin, ideal for weekend escapes or a low-maintenance lake lifestyle. This fee simple property offers one full bath, a flag dock with approximately 5 feet of water off the end, and a convenient outbuilding for storage or lake toys. A community boat ramp located directly beside the property makes lake access effortless. By water, you're minutes from Oconee Springs Park and Crooked Creek, placing you right in the heart of some of the lake's most enjoyed spots. By road, enjoy an easy approximately 20-minute drive to town for dining, shopping, and essentials offering the perfect balance of seclusion and convenience. Owner is a licensed real estate agent in the state of Georgia. A rare opportunity to own an inviting slice of Lake Sinclair with excellent access by both land and water.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Putnam County High SchoolGrades 9-1212.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1966

Materials

  • Foundation: None
  • Roof: Other
  • Construction materials: HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: None

Features

  • Other
  • Window features: None
  • Flooring: Hardwood,Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 446
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: None

Interior Area

  • Total structure area: 446
  • Total interior livable area: 446 sqft

Kitchen

  • Features: Other

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 115B045
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Other,Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Sinclair

Lot

  • Lot size: 0.25 Acres
  • Features: Other

Parking

  • Parking features: Assigned,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$79$948
Property Taxes $322$3,864
Electricity $219$2,637
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$245
Putnam County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$245,000
2025-08-29Sold$128,500
2013-03-13Sold$35,000

For Sale by Agent

AgentJessica Baker
BrokerageKeller Williams Realty Atl Partners

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