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377 E River Bend Dr, Eatonton, GA, 31024

3beds
3baths
1,888sqft
$699,950
$371price/sqft
$4,942/moest. monthly cost
$197,680/yrincome needed

About This Home

Fully furnished 3BR/2.5BA raised ranch on .71-acre lakefront lot in protected cove on Lake Oconee. Drive-under 2-car garage with half bath. Recent updates include new interior and exterior paint, new roof, new windows, Trex-style composite deck, and Trex-style dock with seawall. Approx. 4-5 ft water depth at dock (buyer to verify). Suitable for primary residence, second home, or investment. Owner/agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Putnam County High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Rough-Sawn Lumber,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Bath Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump,Hot Water
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 1,888 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Country Kitchen,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 119B039

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges,Seawall
  • Waterbody name: Oconee
  • Frontage type: Waterfront
  • Frontage length: Waterfront Footage: 72
  • Residential vegetation: Grassed,Wooded

Lot

  • Lot size: 0.71 Acres
  • Features: Sloped

Parking

  • Parking features: Garage,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$226$2,712
Property Taxes $958$11,496
Electricity $219$2,637
Total$4,942$59,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,440/yr
40% on housing$148,260/yr
45% on housing$131,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$241
Putnam County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$699,950
2026-03-23Listed for sale$725,000
2025-04-01Listing removed$2,900
2024-12-17Listed for rent$2,900
2024-11-23Listing removed$2,900
2024-09-10Price change$2,900
2024-08-28Listed for rent$3,500
2015-08-03Sold$285,000
2013-02-08Sold$234,000

For Sale by Agent

AgentAngela M Pierce
BrokerageRE/MAX Center

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