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403 Long Shoals Dr, Eatonton, GA, 31024

4beds
4baths
4,500sqft
$924,999
$206price/sqft
$6,626/moest. monthly cost
$265,040/yrincome needed

About This Home

Experience refined lakefront living in this exceptional Lake Oconee retreat, privately nestled in a quiet cove and designed for creating unforgettable memories across generations. Thoughtfully crafted for comfort, entertaining, and relaxation, this stunning property offers an unparalleled blend of space, luxury, and natural beauty. Set on a private 1-acre lot, this expansive ranch-style home with a fully finished basement offers nearly 4,500 square feet of beautifully appointed living space. The residence features four bedrooms plus an office/bunk room, four full bathrooms, two full kitchens, and a separate detached boathouse/game house, creating a true resort-style compound. The main level is anchored by a newly renovated owner's suite, a serene and sophisticated retreat complete with a refreshed spa-like ensuite and modern finishes-perfect for unwinding in comfort and privacy. Two additional bedrooms and a guest bath share the main level alongside a fully renovated chef's kitchen showcasing new custom cabinetry, quartz countertops, stainless steel appliances, and luxury vinyl plank flooring. The adjoining living room with fireplace offers warm, inviting space for gatherings while maintaining an elegant ambiance. The fully finished terrace level extends the home's entertaining potential with an additional bedroom, bunk room or flexible office/craft space, a full bathroom, and expansive recreation areas for hosting family and guests with ease. Outdoors, the lifestyle truly shines. A detached boathouse/game house offers its own full kitchen, full bathroom, and game space, perfect for lakeside entertaining. Enjoy deep-water access (6-7 feet) from the private dock, a sandy shoreline for play, and a fire pit for evenings under the stars. Multiple outdoor living areas invite quiet mornings with coffee or sunset evenings with wine, all framed by peaceful lake views. Home furnishings are negotiable, presenting a rare opportunity for a seamless, turnkey transition into luxury lake living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
4/10
Putnam County High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Lake Comm Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Double Vanity,Kitchen Island,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 123A089
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch
  • Exterior features: Paved Walkway
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,T Dock
  • Topography of land: Level

Lot

  • Lot size: 1.23 Acres
  • Features: Lake Oconee Area

Parking

  • Parking features: No Garage,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$299$3,588
Property Taxes $1,213$14,556
Electricity $437$5,246
Total$6,626$79,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,177/yr
40% on housing$198,780/yr
45% on housing$176,693/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$243
Putnam County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$929,999
2026-03-23Price change$949,999
2026-03-09Price change$970,000
2026-01-21Listed for sale$975,000
2025-12-12Listing removed$999,000
2025-10-08Price change$999,000
2025-09-29Price change$1,025,000
2025-09-16Price change$1,050,000
2025-08-26Price change$1,099,000
2025-08-09Price change$1,125,000
2025-07-23Listed for sale$1,175,000
2024-08-15Listing removed--
2024-08-08Price change$1,149,500
2024-07-21Price change$1,195,000
2024-07-05Price change$1,245,000
2024-06-01Price change$1,295,000
2024-05-01Price change$1,345,000
2024-04-22Listed for sale$1,395,000
2021-09-15Sold$799,000
2021-08-18Pending sale$799,000
2021-07-30Listed for sale$799,000
2019-11-09Listing removed$524,000
2019-07-24Price change$524,000
2019-03-31Listed for sale$545,000
2015-02-20Sold$290,000

For Sale by Agent

AgentEric Pipkorn
BrokerageAtlanta Communities Real Estat

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