104 Open Bay Dr, Eatonton, GA, 31024
About This Home
STUNNING NEW HOME ((BRING THE BOAT)) LAKE OCONEE **GATED COMMUNITY** HARMONY BAY ON LAKE OCONEE. THREE LEVELS OF QUALITY AND BEAUTY AND IT SHOUTS "BRING THE WHOLE FAMILY" 6 BEDROOM CUSTOM RETREAT WITH ADDITIONAL 24'X26' DETACHED GARAGE. EXCLUSIVE COMMUNITY WITH MULTIPLE BOAT SLIPS, WALKING TRAILS, COOK OUT/GATHERING SPACES AND PRIVATE BOAT RAMP. QUAINT COMMUNITY WITH ONLY 43 HOMESITES. FAMILY ROOM FEATURES FULL WALL ACCORDION GLASS FEATURE OPENING TO YOUR COVERED ENTERTAINING GAME DAY DECK WITH GAS FIREPLACE AND NATURAL WOODED VIEW. FULL FINISHED BASEMENT SPORTS A MEDIA ROOM AND COVERED GAME DAY PATIO WITH GAS FIREPLACE. SUPER CUSTOM FEATURES GALORE. OWNER'S RETREAT INCLUDES SPA INSPIRED TILE SHOWER WITH DUAL RAIN HEADS AND REMOVABLE SHOWER WITH DUAL CONTROLS. GOURMET KITCHEN WITH HUGE ISLAND SPILLS INTO THE SUPER OPEN CONCEPT. QUALITY AT EVERY TURN.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Metal,Asphalt/Comp Shingle
- Construction materials: Hardy Board,Stone,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Lake Comm Home,Single Family Residence
Interior
Appliances
- Appliances included: Built in Microwave,Dishwasher,Double Oven,Range,Refrigerator,Ice Maker,Vent Hood,Stainless Steel Appliance(s),Electric Water Heater
- Laundry features: First Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Finished,Exterior Entry
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Features: Eat In Kitchen
- Level: First
Features
- Breakfast Bar,Closet System,Granite Counters,Pantry,Separate Shower,Walk-In Closet(s),Wet Bar,Granite
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Multiple Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Central Gas,Multiple
Interior Area
- Total structure area: 5,194
- Total interior livable area: 5,194 sqft
Kitchen
- Features: Stainless Steel
- Level: First
Living Room
- Features: Open Floor Plan
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 098 029001 016
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: One and One Half,Two
- Stories: 1
- Patio & porch: Covered Deck,Covered Patio,Covered Porch,Deck,Patio
- Exterior features: Garden
- Waterfront features: Main Lake,Lake Access (Subdivision Access),Shared Dock,Slip Dock,Dock (Subdivision Access),Common Dock,Dock (24 Hour),No Seawall
- Topography of land: Gentle Slope
Lot
- Lot size: 1.23 Acres
- Features: Irrigation System,Landscaped,Wooded,Lake Oconee Area
Parking
- Total spaces: 4
- Parking features: 2 Car Attached,2 Car Detached,Boat Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $1,317 | $15,804 |
| Electricity | $504 | $6,055 |
| Total | $7,066 | $84,792 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $999,990 |
| 2026-04-22 | Listed for sale | $999,000 |
| 2026-04-22 | Listing removed | $999,990 |
| 2026-03-25 | Price change | $999,990 |
| 2026-02-24 | Price change | $999,000 |
| 2025-05-06 | Listed for sale | $1,095,000 |
| 2025-04-10 | Listing removed | $1,095,000 |
| 2025-03-13 | Listed for sale | $1,095,000 |
| 2025-03-13 | Listing removed | $1,095,000 |
| 2025-02-15 | Listed for sale | $1,095,000 |
| 2025-02-12 | Listing removed | $1,095,000 |
| 2025-01-18 | Listed for sale | $1,095,000 |
| 2024-12-30 | Listing removed | $1,095,000 |
| 2024-12-16 | Listed for sale | $1,095,000 |
| 2024-11-24 | Listing removed | $1,095,000 |
| 2024-11-10 | Listed for sale | $1,095,000 |
| 2024-10-24 | Listing removed | $1,095,000 |
| 2024-10-10 | Listed for sale | $1,095,000 |
| 2024-09-27 | Listing removed | $1,095,000 |
| 2024-09-13 | Listed for sale | $1,095,000 |
| 2024-04-24 | Sold | $60,000 |
| 2024-01-07 | Pending sale | $65,000 |
| 2023-11-27 | Listed for sale | $65,000 |
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