




1387 Valley St, Clayton, GA, 30525
About This Home
Incredible views just five minutes from the heart of town! Welcome to this beautiful mountain retreat located just above downtown Clayton, Georgia, where the only thing that exceeds the views is your proximity to town. This home features 3 bedrooms and 3 baths, one on each level for ultimate privacy and flexibility. Both the main floor and upper-level feature large decks to take in the outstanding 180-degree views. The partially covered main floor deck is perfect for grilling and dining. The living room soaks in light from the large adjacent sunroom and maximizes your eastern sunrise view. Vaulted ceilings on the main floor with white-washed wood enhance the sense of space while adding a warm, inviting touch. The living area boasts a striking stone gas log fireplace, perfect for cozy evenings, while the open kitchen offers modern appliances and a full breakfast bar. Rounding out the main floor is a small office off the living room, a large bedroom, full bath, laundry closet and pantry. The upper level has a large bedroom, full bath with double vanity and a loft space overlooking the main floor. The terrace level features the third bedroom and bath, a walkout patio with direct access to a small flat yard, a second living room and a one car garage w/ adjacent workshop. Downtown Clayton is a welcoming community focused on outdoor living. The burgeoning town is home to an excellent local dining and shopping scene that may be North Georgia's best kept secret. The surrounding area is rich with hiking trails, waterfalls, and cultural attractions. Black Rock Mountain State Park, the highest state park in Georgia, can be seen from the deck. This home benefits from paved road access right to the front door and is being sold fully furnished.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dryer,Washer,Dishwasher,Oven/Range (Combo),Refrigerator
- Laundry features: In Hall,Laundry Closet
Basement
- Has basement: Yes
- Basement: Bath Finished,Daylight,Interior Entry,Exterior Entry,Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Separate Room
Features
- Double Vanity,High Ceilings,Master On Main Level,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Factory Built,Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,418
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 2,418
- Total interior livable area: 2,418 sqft
Kitchen
- Features: Breakfast Bar
Property
Details
- Parcel number: 042 004B
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck,Patio,Porch
- Has view: Yes
- View description: Mountain(s)
- Waterbody name: None
- Residential vegetation: Wooded
Lot
- Lot size: 3 Acres
- Features: Sloped,Steep Slope
Parking
- Total spaces: 3
- Parking features: Attached,Carport,Garage
- Has garage: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Tornado
- Hail
- Ice Storm
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,725 | $32,700 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $695 | $8,340 |
| Electricity | $234 | $2,819 |
| Total | $3,868 | $46,416 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-31 | Price change | $539,000 |
| 2025-10-04 | Price change | $549,000 |
| 2025-09-04 | Listed for sale | $559,000 |
| 2016-07-20 | Sold | $202,500 |
| 2009-10-28 | Sold | $143,000 |
| 2009-02-03 | Sold | $199,000 |
