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208 Colony Rd, Dillard, GA, 30537

2beds
2baths
2,231sqft
$825,000
$370price/sqft
$5,744/moest. monthly cost
$229,760/yrincome needed

About This Home

This stunning estate not only offers a beautifully restored 1922 cottage but also boasts 10.45 acres with mountain views, shaded wooded areas, and a selection of outbuildings. The blend of original wood surfaces, enclosed sun porch, and spacious living areas create a sense of country elegance that is truly captivating. With its established landscaping and unique features, this property is a must-see for anyone seeking a tranquil and charming retreat. Inside are many original wood surfaces including floors and the beaded board walls and ceiling of the dining room. Both the dining room and kitchen have built-in corner cabinets. After dinner, retreat to the recently enclosed sun porch with 12 windows. The living room is so spacious and has a unique and large bay window sitting area with 6 windows. There are two bedrooms and two full baths, one with a Safe Step Walk-in Tub. There are two basement areas, one with a full garage. This property provides mountain views and shady wooded areas with established landscaping, stone walls, steps, and patios. Four outbuildings include a "screened house" for cooking out and entertaining, a recently built workshop with 2 sidesheds, a hobby building with a screened porch, and a small storage building. Please look through the photographs but you have to see this! Appointment only.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Rabun County Primary SchoolGrades PK-210.3 mi
6/10
7/10
Rabun County High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1922

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Concrete,Crawl Space,Exterior Entry,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • High Ceilings,Master On Main Level,Tile Bath
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,231

Heating & Cooling

  • Heating features: Dual,Electric,Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,231
  • Total interior livable area: 2,231 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen

Property

Details

  • Parcel number: D001 020

Features

  • Levels: One
  • Stories: 1
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 10.45 Acres
  • Features: Other

Parking

  • Parking features: Basement,Garage,Off Street,Parking Shed
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$317$3,804
Property Taxes $1,037$12,444
Electricity $219$2,637
Total$5,744$68,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,937/yr
40% on housing$172,320/yr
45% on housing$153,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 30537$191
Rabun County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 30537
Rabun County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-19Price change$825,000
2024-12-17Price change$859,000
2024-07-17Listed for sale$950,000

For Sale by Agent

AgentScott Poss
BrokeragePoss Realty

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