




3540 Lake Rabun Rd, Lakemont, GA, 30552
About This Home
Experience elevated mountain living with stunning Lake Rabun views! Tucked away on over 5 private acres, this exceptional 5-bedroom, 5-bathroom estate offers the perfect blend of Lake and Mountain Life. Situated on all paved roads with easy access to downtown Lakemont and Clayton, this home offers both seclusion and convenience. The main level features an open-concept living space that seamlessly flows into a spacious screened porch-ideal for relaxed outdoor living and dining. Step out onto the expansive deck, which wraps around the side of the home, providing even more room for entertaining while soaking in the lake views. The main level includes a guest suite with a private balcony and ensuite bath, along with an additional guest bedroom and full bath. Upstairs, a flexible area is perfect for a home office or lounge space and leads to a bright guest suite with numerous windows and a private bath. The upper level also features a generous primary suite with a walk-in closet, updated bath, and a private balcony with views of the lake. The terrace level offers even more living space, including a second family room, laundry area with built-ins, exercise room, and a spacious bunk room that opens to both a screened porch and an open deck-ideal for guests or extended family. Head down to the lake to enjoy the upper level of the boathouse with panoramic views or relax by the dock, set in front of a natural beach area that's perfect for children and pets. This one-of-a-kind mountain-lake retreat is move-in ready and waiting to be enjoyed this summer!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1981
Materials
- Roof: Composition,Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country/Rustic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Bath Finished,Exterior Entry,Finished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Double Vanity,Master On Main Level,Separate Shower,Walk-In Closet(s)
- Flooring: Carpet,Hardwood
- Number of fireplaces: 2
- Fireplace features: Basement,Factory Built,Family Room
- Fireplace: Yes
- Finished area below ground: 1,428
- Finished area above ground: 2,696
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 4,124
- Total interior livable area: 4,124 sqft
Kitchen
- Features: Breakfast Bar,Country Kitchen,Kitchen Island
Property
Details
- Parcel number: LR03 021 L
- On leased land: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony,Dock
- Fencing: Chain Link
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Deep Water Access,Lake,Lake Privileges,Swim Dock,Utility Company Controlled
- Waterbody name: Lake Rabun
- Frontage type: Lakefront
- Residential vegetation: Wooded
Lot
- Lot size: 5.03 Acres
- Features: Private,Steep Slope
Parking
- Parking features: Guest,Kitchen Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,121 | $157,452 |
| Home Insurance * | $1,380 | $16,560 |
| Property Taxes | $3,346 | $40,152 |
| Electricity | $400 | $4,808 |
| Total | $18,247 | $218,964 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Listed for sale | $2,995,000 |
| 2025-11-16 | Listing removed | $3,100,000 |
| 2025-08-05 | Listed for sale | $3,100,000 |
