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465 Water Oak Dell Dr, Lavonia, GA, 30553

6beds
3baths
2,263sqft
$350,000
$155price/sqft
$2,683/moest. monthly cost
$107,320/yrincome needed

About This Home

ESCAPE to the lifestyle you've been dreaming of! Tucked away at the end of Water Oak Dell, this cozy lakefront retreat offers the perfect setting to RELAX, RECONNECT, and make lasting memories on Lake Hartwell. START your mornings with coffee on the deck as the sounds of nature surround you. GATHER family and friends with ease in the spacious open-concept living areas and comfortable sleeping accommodations. SPEND your days boating, swimming, fishing, or simply enjoying all that lakeside living has to offer. UNWIND each evening on the expansive back deck, soaking in the peacefulness of your surroundings. Perfectly positioned between Hartwell and Lavonia and just 5 minutes from I-85, this property combines CONVENIENCE with a slower pace of life. Whether you're searching for a MULTI-GNERATIONAL residence, a weekend retreat, RENTAL potential, or a place to bring loved ones together for years to come, this home is ready to welcome you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Hart County High SchoolGrades 9-129.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master On Main Level
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,263

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,263
  • Total interior livable area: 2,263 sqft

Property

Details

  • Parcel number: C27B 008

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch,Screened
  • Fencing: Chain Link,Front Yard
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Lake
  • Waterbody name: Lake Hartwell
  • Frontage type: Lakefront
  • Frontage length: Waterfront Footage: 113
  • Residential vegetation: Cleared,Grassed,Partially Wooded

Lot

  • Lot size: 0.39 Acres
  • Features: Cul-De-Sac,Level,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Garage,Side/Rear Entrance
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$189$2,268
Property Taxes $506$6,072
Electricity $219$2,638
Total$2,683$32,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,988/yr
40% on housing$80,490/yr
45% on housing$71,546/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 30553$185
Hart County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 30553
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-31Listed for sale$350,000

For Sale by Agent

AgentJenna T Johnson
BrokerageLiving Down South Realty

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