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2375 Reed Creek Hwy, Hartwell, GA, 30643

2beds
2baths
1,428sqft
$849,900
$595price/sqft
$5,917/moest. monthly cost
$236,680/yrincome needed

About This Home

Lake Hartwell frontage with older ranch home on 1/2 acre corner lot with 124' +/- Lake Hartwell frontage on back and 188' +/- Lake Hartwell frontage on side, covered swim dock, (possible to get larger dock), 2 BR/2 BA, wood burning insert fireplace, front and side porches, no HOA, not located in a subdivision, spacious front yard, needs updating and TLC, great location and so convenient to the City of Hartwell, Dock Permit #12088

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
5/10
7/10
Hart County High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Water Heater,Oven,Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Ceilings,Tile Bath,Master On Main Level
  • Window features: Storm Window(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,428

Heating & Cooling

  • Heating features: Electric,Central,Heat Pump
  • Cooling features: Electric,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Property

Details

  • Parcel number: C55D 051
  • Special condition: As Is,Investor Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock Rights,Floating Dock,Corps of Engineers Control,Lake Privileges,Lake,Swim Dock
  • Waterbody name: Lake Hartwell
  • Frontage type: Lakefront,Waterfront
  • Frontage length: Waterfront Footage: 300
  • Residential vegetation: Partially Wooded,Cleared,Grassed

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Level,Sloped

Parking

  • Total spaces: 3
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$454$5,448
Property Taxes $947$11,364
Electricity $219$2,637
Total$5,917$71,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,868/yr
40% on housing$177,510/yr
45% on housing$157,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$595This listing

vs Other Active Listings

Avg $/sqft

ZIP 30643$224
Hart County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 30643
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-03Listed for sale$849,900
2025-07-01Listing removed$749,900
2024-12-18Listed for sale$749,900
2024-07-13Listing removed$749,900
2023-12-09Listed for sale$749,900
2008-05-23Sold$500,000

For Sale by Agent

AgentB.J. Alexander
BrokerageHartland Farm and Home Realty

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