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209 Northlake Dr, Hartwell, GA, 30643

1beds
1baths
1,088sqft
$395,000
$363price/sqft
$2,867/moest. monthly cost
$114,680/yrincome needed

About This Home

A rare opportunity to own a versatile property in the desirable North Lake community, offering both immediate functionality and future potential. Situated on approximately 0.89 acres, 209 Northlake Drive features an existing workshop complete with home office/recreation area and half bathroom. The shop is situated on the lot with ample room remaining to construct a primary residence, guest home, or combine with adjacent property for a custom lakefront retreat. What makes this property truly unique is its relationship to the stunning waterfront residence also available at 212 Northlake Drive. While offered as a separate parcel, 209 Northlake Drive presents an exceptional opportunity for buyers seeking additional space for boat storage, recreational vehicles, classic cars, woodworking, hobbies, or a private entertaining area that complements a lakefront lifestyle. Purchase independently and enjoy the flexibility of a nearly one-acre property with an established workshop and future building potential, or pair it with the waterfront home at 212 Northlake Drive to create a truly unmatched Lake Hartwell compound. Together, the properties offer the rare combination of waterfront living, expansive storage, workshop space, and room for future expansion-an opportunity seldom found on Lake Hartwell. Conveniently located just moments from the lake, marinas, downtown Hartwell, shopping, dining, and recreation, this property offers endless possibilities for full-time residents, weekend lake enthusiasts, investors, and hobbyists alike. Whether you're looking for a standalone workshop property with room to build or the perfect complement to the waterfront residence across the street, 209 Northlake Drive delivers flexibility, functionality, and future potential in one exceptional package.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Hart County High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Ceilings,Other
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,088

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Property

Details

  • Parcel number: C69A 049
  • Special condition: Covenants/Restrictions

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden
  • Fencing: Other
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: No Dock Rights
  • Waterbody name: Lake Hartwell

Lot

  • Lot size: 0.89 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,RV/Boat Parking,Side/Rear Entrance,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$211$2,532
Property Taxes $440$5,280
Electricity $219$2,637
Total$2,867$34,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,297/yr
40% on housing$86,010/yr
45% on housing$76,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 30643$229
Hart County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 30643
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$395,000
2020-01-07Listing removed$49,900
2020-01-06Pending sale$49,900
2020-01-06Listed for sale$49,900
2020-01-03Sold$41,000
2019-12-27Pending sale$49,900
2019-09-16Price change$49,900
2019-06-12Listed for sale$64,000
2017-05-16Sold$37,000
2005-08-05Sold$29,000

For Sale by Agent

AgentChristy Dwyer
BrokerageThe Collective | RE

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