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415 3rd St, Dumont, IA, 50625

2beds
1baths
1,664sqft
$130,000
$78price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Opportunity awaits in Dumont! This very large ranch-style home offers over 1,600 square feet on the main floor and is ready for someone with vision to bring it back to life. In need of significant TLC, this property would make an excellent project for buyers looking to customize a home to their own style and preferences. Inside, you'll find a lot of living space and a large unfinished basement that provides abundant storage and potential for future use. The property includes two separate parcels, adding a little more possibility. One parcel features the home along with a one-stall garage, while the second parcel includes an additional detached garage with over 1,000 square feet with multiple overhead doors. With its size, multiple garages, and room to improve, this Dumont property presents a chance to build equity and create something special.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
Hampton-Dumont High SchoolGrades 9-1212.1 mi
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,664 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0528428003
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 10,193 sqft
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Detached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$91$1,092
Property Taxes $181$2,172
Electricity $124$1,489
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 50625$78
Butler County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 50625
Butler County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$130,000
2020-04-03Sold$115,000
2020-02-13Listed for sale$115,000
2020-02-13Pending sale$115,000
2020-02-13Pending sale$115,000
2019-11-07Price change$115,500
2019-08-06Listed for sale$129,900
2005-11-16Sold$94,500

For Sale by Agent

AgentDavid Kelm
BrokerageCentury 21 Signature RE

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