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207 N Clark St, Dow City, IA, 51528

1beds
1baths
720sqft
$135,000
$188price/sqft
$1,083/moest. monthly cost
$43,320/yrincome needed

About This Home

Tastefully updated with beautiful finishes, this 1 BR, 1 BA ranch offers easy one-level living with an inviting open floor plan and main-floor laundry. Thoughtfully remodeled from top to bottom, updates include a new roof, windows, siding, wiring, plumbing, HVAC, water heater, interior doors, kitchen cabinetry, granite countertops, and new appliances, including the washer and dryer. The spacious BR features a walk-in closet, while spray-foamed interior walls and basement, along with an insulated attic, add year-round comfort and energy efficiency. A perfect fit for first-time buyers, those looking to downsize, or investors seeking a move-in-ready property ready to rent. Modern finishes, smart updates, and plenty of charm!!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 1710179010
  • Zoning: RES

Features

  • Levels: One
  • Exterior features: None

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: .19 acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Winter Weather
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Iowa Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$136$1,632
Property Taxes $144$1,728
Electricity $121$1,452
Total$1,083$12,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,131/yr
40% on housing$32,490/yr
45% on housing$28,880/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 51528
Crawford County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 51528
Crawford County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$135,000
2025-08-26Sold$35,000

For Sale by Agent

AgentPatricia Joan Reisz
BrokerageRealty One Group Sterling-Woodbine

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