1111 3rd Ave W, Spencer, IA, 51301
About This Home
This 4-bedroom, 2-bath home at 1111 3rd Ave W in Spencer offers plenty of room to spread out both inside and out. Situated on a large lot, you'll enjoy a nicely sized backyard complete with a mature shade tree. With four bedrooms, there's flexibility for a growing family, home office space, hobbies, or guests. Enjoy peace of mind with q radon system.Conveniently located in Spencer, this property offers the opportunity to make a home your own while enjoying a comfortable layout and outdoor space that's easy to maintain.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Construction materials: Vinyl Siding,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Exhaust Fan,Microwave,Range/Stove,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished-Partial,Sump Pump,Block,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Hardwood
- Finished area below ground: 620
- Finished area above ground: 800
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,460
- Total interior livable area: 1,460 sqft
Property
Details
- Parcel number: 963607155009
- Other equipment: Air to Air Exchange
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 47 x 100
Parking
- Parking features: Gravel,No Garage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $874 | $10,488 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $209 | $2,508 |
| Electricity | $121 | $1,452 |
| Total | $1,391 | $16,692 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Price change | $173,000 |
| 2026-06-21 | Price change | $175,000 |
| 2026-06-07 | Listed for sale | $180,000 |
| 2022-08-16 | Sold | $156,500 |
| 2022-08-03 | Pending sale | $154,900 |
| 2022-06-30 | Listed for sale | $154,900 |
| 2020-04-03 | Sold | $129,000 |
| 2020-02-17 | Pending sale | $131,900 |
| 2020-01-09 | Listed for sale | $131,900 |
| 2020-01-02 | Pending sale | $131,900 |
| 2019-10-01 | Price change | $131,900 |
| 2019-09-07 | Listed for sale | $136,000 |
| 2017-01-12 | Sold | $44,000 |
View on Zillow