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107 4th St S, Swea City, IA, 50590

1beds
1baths
576sqft
$25,000
$43price/sqft
$288/moest. monthly cost
$11,520/yrincome needed

About This Home

This is a small house good for a rental. there is currently a renter in it and pays $400 a month. They have been notified of the sale. If it is purchased as a rental, you will already have a renter if wanted. The hose comes with a propane tank. The roof and siding along with new widows were done around 10 to 15 years ago, also upgraded electrical box. I purchased the house from my dad's estate in 2024 and have had the renters since then. I am selling it because of the distance i live from it. if anyone is interested i have the dead and am looking for just a simple sale as is.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
5/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Piers
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum / Vinyl

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 0619253010

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 6,500 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$19$228
Property Taxes $22$264
Electricity $121$1,452
Total$288$3,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$9,874/yr
40% on housing$8,640/yr
45% on housing$7,680/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 50590$71
Kossuth County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 50590
Kossuth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$25,000
2005-09-15Sold$2,000

For Sale by Owner

AgentProperty Owner

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