423 N Maple St, Monticello, IA, 52310
About This Home
Beautifully updated 2-bedroom, 1-bath home in the heart of Monticello! This move-in-ready property features updated flooring, kitchen, bathroom, and appliances. Enjoy bright, comfortable living spaces and a beautifully landscaped backyard perfect for relaxing or entertaining. Conveniently located near downtown, parks, schools, and shopping, this home offers the perfect blend of charm, comfort, and modern updates.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Construction materials: Aluminum Siding,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Kitchen/Dining Combo,Main Level Primary
- Finished area below ground: 0
- Finished area above ground: 1,048
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,048 sqft
Other
- Level: First
Property
Details
- Parcel number: 0222302022
Features
- Stories: 1
- Exterior features: Fence
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: .19
Parking
- Parking features: Off Street,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $225 | $2,700 |
| Electricity | $121 | $1,452 |
| Total | $1,286 | $15,432 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $155,000 |
| 2026-08-04 | Price change | $155,000 |
| 2026-07-06 | Listed for sale | $160,000 |
| 2026-06-19 | Pending sale | $160,000 |
| 2026-06-16 | Listed for sale | $160,000 |
| 2021-04-02 | Sold | $62,000 |
| 2021-02-27 | Pending sale | $65,000 |
| 2021-01-25 | Price change | $65,000 |
| 2021-01-12 | Listed for sale | $70,000 |
| 2016-05-12 | Sold | $50,000 |
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