503 S Maple St, Monticello, IA, 52310
About This Home
Great investment opportunity in the heart of Monticello! This well-maintained duplex features two units, each offering 2 bedrooms and 1 bathroom with separate private entrances for added privacy and convenience. The upper and lower units provide comfortable living spaces and functional layouts that appeal to long-term tenants. This property currently generates steady rental income, making it a fantastic addition to any investment portfolio. Whether you're looking to expand your rental holdings or live in one unit while renting the other, this duplex offers flexibility and strong potential. Located in a convenient Monticello neighborhood with easy access to local amenities, shopping, and dining. Don't miss this opportunity to own an income-producing property in a growing community!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Heating & Cooling
- Heating features: Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 1,820 sqft
Property
Details
- Parcel number: 0227153001
- Zoning: Resident
- Zoning description: Resident
Features
- Patio & porch: Deck,Patio
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 73 x 118
Parking
- Parking features: Parking Space(s)
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $159 | $1,908 |
| Electricity | $135 | $1,629 |
| Total | $969 | $11,628 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Price change | $125,000 |
| 2026-03-10 | Listed for sale | $135,000 |
| 2024-04-05 | Listing removed | -- |
| 2024-03-16 | Listed for rent | $625 |
| 2023-11-06 | Listing removed | -- |
| 2023-10-31 | Price change | $625 |
| 2023-10-20 | Listed for rent | $675 |
| 2023-09-07 | Listing removed | -- |
| 2023-09-04 | Listed for rent | $700 |
| 2022-10-27 | Listing removed | -- |
| 2022-10-16 | Listed for rent | $400 |
| 2022-06-26 | Listing removed | -- |
| 2022-06-19 | Listed for rent | $400 |
| 2021-03-24 | Listing removed | -- |
| 2019-04-06 | Listing removed | $350 |
| 2019-03-07 | Listed for rent | $350 |
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