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1108 S Harris Ave, Independence, MO, 64053

3beds
1baths
1,092sqft
$159,000
$146price/sqft
$1,349/moest. monthly cost
$53,960/yrincome needed

About This Home

Business- Home- Rental- Lots of potential here. This property has been zoned Industrial, opening up great potential to live and work! Lots of room in the remodeled 2-story. Imagine walking up to the front door on your adorable enclosed front porch into your new home. This home LVP throughout, new carpet, new paint, many NEW WINDOWS, and a NEW KITCHEN! 2 bedrooms downstairs and 1 bedroom up with an additional living space, playroom or even another bedroom could be easily added. Do not miss this one!

Getting Around

55
WalkingSomewhat Walkable
25
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
Van Horn High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 27110211300000000

Features

  • Patio & porch: Porch,Screened

Lot

  • Lot size: 7,405 sqft
  • Features: City Limits,City Lot

Parking

  • Parking features: Carport,Covered
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$256$3,072
Property Taxes $149$1,788
Electricity $141$1,693
Total$1,349$16,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,251/yr
40% on housing$40,470/yr
45% on housing$35,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 64053$69
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64053$112
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$159,000
2026-07-01Contingent$159,000
2026-06-24Listed for sale$159,000
2022-05-04Listing removed--
2022-04-12Price change$1,095
2022-03-28Listed for rent$1,195
2020-02-28Listing removed$895
2020-02-06Price change$895
2020-01-06Listed for rent$950

For Sale by Agent

AgentDominic Dixon
BrokerageKC Realtors LLC

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