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1431 S Ralston Ave, Independence, MO, 64052

2beds
1baths
843sqft
$174,900
$207price/sqft
$1,401/moest. monthly cost
$56,040/yrincome needed

About This Home

Come check out this lovely remodeled home in the heart of Independence! This one has been completely remodeled and is ready for you to move in and enjoy! All new exterior and interior paint along with all new flooring throughout the home! All new kitchen appliances, cabinets and countertops! New bathroom vanity and toilet along with all new light fixtures!

Getting Around

58
WalkingSomewhat Walkable
30
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
Van Horn High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 843

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 843
  • Total interior livable area: 843 sqft

Property

Details

  • Parcel number: 27130150700000000

Lot

  • Lot size: 6,565 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$212$2,544
Property Taxes $164$1,968
Electricity $141$1,693
Total$1,401$16,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,034/yr
40% on housing$42,030/yr
45% on housing$37,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 64052$100
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64052$137
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$184,900
2026-02-13Pending sale$184,900
2025-11-25Price change$184,900
2025-10-31Listed for sale$189,900
2024-02-06Listing removed--
2023-12-13Listed for sale$90,000
2023-12-11Contingent$90,000
2023-12-07Listed for sale$90,000
2023-03-10Sold--

For Sale by Agent

AgentGrant Truster
BrokerageRuhlman Realty, LLC

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