20649 Kayak Ct, Manchester, IA, 52057
About This Home
Nestled on 1 acre with peaceful water views, this 4,200+ sq ft lake home offers the setting you’ve been waiting for. The main level features 3 bedrooms and 3 full bathrooms, including two walk-in tile showers and a laundry area/half bath. Open floor plan, luxury vinyl flooring, beautiful stone gas fireplace, formal dining, and a spacious kitchen with granite countertops, and a large island. The walk-out lower level offers a full bar with refrigerator and sink, large bonus room ideal for a theater or second living area, a 4th bedroom (non-conforming), full bath with tub, access to the extra storage garage and direct stair access to the oversized heated 2 stall garage. The outdoor amenities include a large covered/uncovered deck with stone pillars, large patio, an extra parking pad, private well and septic, and beautifully landscaped grounds on a quiet street. Two shared concrete driveways provide golf cart/ATV access to the shared beach and boat slip area. This is a rare opportunity to own a high end home with space, water access, and luxury amenities—perfect for year round living!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher,Microwave,Disposal
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Main
- Area: 225
- Dimensions: 15x15
Bedroom2
- Level: Main
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Central Vacuum
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: One,Living Room
- Fireplace: Yes
- Finished area above ground: 2,293
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 4,293 sqft
Kitchen
- Level: Main
- Area: 216
- Dimensions: 18x12
Living Room
- Level: Main
- Area: 494
- Dimensions: 19x26
Property
Details
- Parcel number: 000250230800530
- Zoning: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Deck
- Exterior features: Walkout
Lot
- Lot size: 1.02 Acres
- Lot size dimensions: 44431
Parking
- Total spaces: 930
- Parking features: Attached,Underground
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Lightning
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,079 | $84,948 |
| Home Insurance * | $1,405 | $16,860 |
| Property Taxes | $1,574 | $18,888 |
| Electricity | $320 | $3,842 |
| Total | $10,378 | $124,536 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $1,400,000 |
| 2026-04-23 | Listed for sale | $1,400,000 |
| 2016-03-31 | Sold | $65,000 |
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