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206 N Ellis St, Keota, IA, 52248

3beds
2baths
1,592sqft
$139,000
$87price/sqft
$1,107/moest. monthly cost
$44,280/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1½-bath former parsonage in the heart of Keota! Full of timeless character, this well-maintained home features beautiful original hardwood floors, stunning woodwork, a stained-glass window, a bay window in the dining room, and an updated kitchen. Enjoy relaxing on the screened front porch or entertaining in the large backyard with convenient alley access. Recent updates include blown-in insulation throughout (including the attic), a newer roof, 200-amp electrical service, and an attached one-car garage with a new garage door opener. A wonderful blend of historic charm and modern updates in a welcoming small-town setting! Home generator not included. Offer has been accepted and Seller request to continue showings for backup offers.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Keota Elementary SchoolGrades PK-60.3 mi
6/10
Keota High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1906

Materials

  • Construction materials: Slate,Wood,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Lower Level,In Kitchen

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Stone,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer
  • Flooring: Wood,Tile,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,592

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: KOCOK016600
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened
  • Exterior features: Garden

Lot

  • Lot size: 10,018 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 66 x 150

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Cold Wave
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$164$1,968
Property Taxes $120$1,440
Electricity $121$1,452
Total$1,107$13,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,954/yr
40% on housing$33,210/yr
45% on housing$29,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 52248
Keokuk County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 52248$81
Keokuk County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$139,000

For Sale by Agent

AgentBambi Boysen
BrokerageLepic-Kroeger, REALTORS

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