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402 W Pleasant Valley St, Sigourney, IA, 52591

2beds
1baths
1,017sqft
$75,000
$74price/sqft
$672/moest. monthly cost
$26,880/yrincome needed

About This Home

This quaint 1965 2-bedroom home on a corner lot is packed with appeal and ready for your personal touch-especially with the new roof from 2023 adding peace of mind and longevity. The main level's newer laminate flooring is already in place and sets the foundation for a new fresh look, while the abundance of storage (generous bedroom closets, hallway closets, front entry, back door, and multiple basement options) is a huge win for anyone who values organization.The main floor kitchen is ready for you: cabinet door are already removed is perfect for a quick, affordable refresh. Painting cabinets remains one of the best high-impact updates for mid-century homes like this-it's budget-friendly, transformative, and lets you tailor the space to current vibes. Black appliances remain in the kitchen . The partially finished basement is a standout feature too-with the kitchenette, dining area, extra living room/ 3rd bedroom space, 3/4 bath, laundry, and multiple storage rooms, it's primed for a guest suite, home office, rec room, or in-law setup. Come and check this home out. (Home will be cleaned out prior to close-) Washer and dryer maybe included in sale.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1017

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 1,017

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 1,017 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: SGCOS008300
  • Lease amount: 0

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$81$972
Property Taxes $91$1,092
Electricity $121$1,452
Total$672$8,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,040/yr
40% on housing$20,160/yr
45% on housing$17,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 52591$83
Keokuk County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 52591
Keokuk County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$80,000
2026-03-25Listed for sale$85,700

For Sale by Agent

AgentAmy Dekleine
BrokerageWelcome Realty LLC

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