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320 N C Ave, Washington, IA, 52353

4beds
2baths
2,240sqft
$260,000
$116price/sqft
$2,134/moest. monthly cost
$85,360/yrincome needed

About This Home

Iowa Valley Habitat for Humanity Home – Ready for a New Family! Start your journey to homeownership in this beautifully renovated home offered through Iowa Valley Habitat for Humanity. Nearly everything is new, including the roof, siding, gutters, windows, furnace, central air, kitchen, appliances, paint, flooring, and a brand-new poured concrete foundation. The thoughtfully designed layout provides comfortable living space with a spacious family room, four bedrooms, two full bathrooms, laundry area, and ample storage. Enjoy outdoor living on the new deck overlooking the large backyard with convenient alley access. Ideally located within walking distance of the YMCA, grocery store, aquatic center, downtown amenities, and more, this home offers both comfort and convenience. Eligibility requirements and program guidelines apply. Contact us for additional details and information on qualifying for this wonderful homeownership opportunity.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

--
Stewart Elementary SchoolGrades PK-20.5 mi
4/10
2/10
Washington High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Range Or Oven,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Tray Ceiling(s),Primary On Main Level,Pantry
  • Flooring: Carpet,LVP
  • Fireplace features: None
  • Finished area below ground: 1,120
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: 1117164003
  • Zoning: residential
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot,Back Yard
  • Lot size dimensions: 73.20 x 123.75 92 x 123.75

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$195$2,340
Property Taxes $458$5,496
Electricity $167$2,005
Total$2,134$25,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,165/yr
40% on housing$64,020/yr
45% on housing$56,906/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 52353$124
Washington County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 52353$124
Washington County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$248,000
2026-06-24Listed for sale$260,000
2009-04-07Sold$43,000
2007-03-23Sold$42,000

For Sale by Agent

AgentConnie Larsen
BrokerageRE/MAX Affiliates

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