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33262 Cardinal Dr, Afton, OK, 74331

4beds
2baths
1,998sqft
$497,000
$249price/sqft
$3,255/moest. monthly cost
$130,200/yrincome needed

About This Home

JUST COMPLETED NEW CONSTRUCTION (DECEMBER 2025) in the highly sought-after Coves at Bird Island! Situated on approximately 0.52 acres (m/l), this property features an extended driveway, plenty of space, and a transferable builder warranty for peace of mind. Located within a premier gated, 662-acre lakefront community with 5 miles of shoreline, you’ll enjoy luxury living with resort-style amenities including an 18-hole championship golf course, Pro Shop, 16-acre practice facility, swimming pool, scenic walking trails, tennis, pickleball, basketball courts, playground, clubhouse, and even a guest house. Love the lake life? Take advantage of the private boat launch, community docks, and available boat slip rentals—all with 24-hour manned security. Just minutes from yacht clubs, marinas, dining, fishing, and the famous Duck Creek Fourth of July fireworks—this is where luxury meets lake life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
Cleora Public SchoolGrades PK-83.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Other,Stone,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,High Ceilings,High Speed Internet,Quartz Counters,Stone Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Programmable Thermostat
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Vinyl,Insulated Windows,Storm Window(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,998 sqft

Property

Details

  • Parcel number: 210016728

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Landscaping
  • Fencing: None
  • Waterbody name: Grand Lake
  • Living area range: 1750-2000 SqFt

Lot

  • Lot size: 0.52 Acres
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Delaware County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance $383$4,596
Property Taxes $211$2,532
Electricity $148$1,783
Total$3,255$39,060

Income You'd Need if You Spent...

35% on housing$111,600/yr
40% on housing$97,650/yr
45% on housing$86,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 74331$217
Delaware County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 74331
Delaware County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$497,000
2026-03-24Listed for sale$529,500
2025-06-23Listing removed$75,000
2025-05-05Listed for sale$75,000
2025-01-28Listing removed$35,000
2025-01-13Price change$35,000
2024-10-31Listed for sale$27,000
2024-09-30Listing removed$25,000
2024-08-14Price change$25,000
2024-08-12Price change$22,000
2024-07-02Price change$29,000
2024-06-13Price change$35,000
2024-04-26Listed for sale$50,000
2023-10-03Sold$18,500
2023-09-11Pending sale$20,000
2023-07-11Listed for sale$20,000

New Construction

AgentApril Woods, Solid Rock, REALTORS
BrokerageSolid Rock, REALTORS

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