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40 Oklahoma Cir, Afton, OK, 74331

6beds
6baths
5,065sqft
$1,999,900
$395price/sqft
$12,881/moest. monthly cost
$515,240/yrincome needed

About This Home

It's not every day a property like this becomes available on Monkey Island. Located in Port Duncan, his lakefront property includes a spacious 6 bedroom, 6 bathroom home with beautiful lake views, two additional waterview lots, mature trees, and Monkey Island Marina, featuring 41 income producing boat slips currently generating rental income. The combination of a waterfront home and an established business creates an opportunity that's difficult to find on Grand Lake. The home offers multiple levels of living space with room to comfortably accommodate family, friends, and guests. The main level features two spacious living rooms, the kitchen, dining area, and the primary suite, allowing for convenient main level living. The primary suite includes a large ensuite bathroom, a walk in closet with its own washer and dryer, and access to the deck overlooking Grand Lake. Large windows across the back of the home bring in natural light while keeping the water in view throughout the main living areas. Upstairs is a private suite featuring a spacious bedroom, full bathroom, oversized walk in closet, kitchenette, and private balcony overlooking the property. It's a great setup for extended family, guests, or an owner's retreat. The walkout lower level offers four additional bedrooms plus a bunkroom attached to one of the bedrooms, three bathrooms, a large game room with a built in bar, a full laundry room, and plenty of storage. The layout provides multiple gathering spaces while giving everyone plenty of room to spread out. Outside, you'll find an abundance of deck space designed to take advantage of the lake views. The two additional buildable waterview lots add flexibility for future development, additional guest accommodations, or long term investment. Monkey Island Marina is included in the sale and features 41 income producing boat slips with renters already in place, allowing the next owner to step into an operating waterfront business from day one. Located just a golf cart ride from Shangri La Resort, championship golf, restaurants, and entertainment, this property offers a combination of lakefront living, business ownership, and investment potential that's hard to match on Monkey Island.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Grove Middle SchoolGrades 7-84.7 mi
6/10
Grove High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Exhaust Fan,Oven,Range,Refrigerator,Electric Water Heater,Disposal,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,065
  • Total interior livable area: 5,065 sqft

Property

Details

  • Parcel number: 210021108
  • Zoning: Residential

Features

  • Levels: Tri-Level
  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2.07 Acres
  • Lot size dimensions: 90156

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Wildfire

FEMA Declared Disasters in Delaware County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,112$121,344
Home Insurance $1,544$18,528
Property Taxes $849$10,188
Electricity $376$4,521
Total$12,881$154,572

Income You'd Need if You Spent...

35% on housing$441,634/yr
40% on housing$386,430/yr
45% on housing$343,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 74331$213
Delaware County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 74331
Delaware County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$1,999,900
2026-07-24Listed for sale$1,999,900
2025-05-09Sold$850,000
2025-04-08Pending sale$849,900
2024-08-27Listed for sale$849,900
AgentThe Arizpe Group
BrokerageKeller Williams Realty Grand Lake

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