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580 County Road 1743, Clifton, TX, 76634

2beds
1baths
748sqft
$160,000
$214price/sqft
$1,425/moest. monthly cost
$57,000/yrincome needed

About This Home

Charming 2 bedroom, 1 bath home near Lake Whitney just a short walk to the water! This cozy property is perfect for a weekend getaway, vacation rental, or full-time living. Enjoy the peaceful lake lifestyle with easy access to fishing, boating, and outdoor recreation. This home offers comfortable living space and great location for anyone wanting to be close to the lake while still enjoying a quiet setting. Don't miss your chance to own an affordable place near beautiful Lake Whitney!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Clifton Elementary SchoolGrades PK-512.8 mi
6/10
Clifton Middle SchoolGrades 6-812.7 mi
6/10
Clifton High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other

Interior Area

  • Total interior livable area: 748 sqft

Living Room

  • Level: First
  • Dimensions: 8 x 8

Master Bedroom

  • Level: First
  • Dimensions: 8 x 8

Property

Details

  • Parcel number: R03628

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$223$2,676
Property Taxes $155$1,860
Electricity $238$2,859
Total$1,425$17,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,857/yr
40% on housing$42,750/yr
45% on housing$38,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 76634$183
Bosque County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 76634
Bosque County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$160,000

For Sale by Agent

AgentAwnya Dietiker
BrokerageBosque Real Estate Inc

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