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326 County Road 1630, Clifton, TX, 76634

1beds
1baths
1,225sqft
$245,000
$200price/sqft
$1,943/moest. monthly cost
$77,720/yrincome needed

About This Home

Step into your beautifully renovated lakefront getaway! Set across three meticulously maintained lots, this home has been fully updated with thoughtful details throughout, including custom cabinetry, a spacious farmhouse sink, and dimmable, energy-efficient lighting. Inside, you?Il find modern comforts such as a 60-inch Smart TV, a cozy wood-burning fireplace, and a 24K BTU Mitsubishi ductless HVAC system designed for efficiency and lower utility costs. The kitchen shines with a new stainless steel refrigerator and a sleek glass-top range and oven, while the bathroom features custom tile work and built-in cabinetry. Durable ceramic tile flooring runs throughout the entire home, and added touches like USB-equipped outlets and a brand-new EcoSmart 27 electric tankless water heater bring everyday convenience. Outdoors, unwind on the covered front porch while taking in peaceful lake views, or entertain guests in the home?s open-concept living space. The property also includes a large workshop with a loft, a two-car carport, a 40-foot covered RV port complete with dedicated 220V power, water and septic, and a generously sized, landscaped back lot. Mature trees provide shade and a natural setting where you can often watch deer roam. Located in a quiet, established neighborhood just a short walk from the lake and two boat ramps, this property offers the perfect blend of relaxation and accessibility. Don?t miss your chance to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

1/10
Meridian Elementary SchoolGrades PK-516.0 mi
4/10
Meridian High SchoolGrades 6-1216.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Stove,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,225 sqft

Property

Details

  • Parcel number: R18317

Features

  • Exterior features: Vinyl,Wood
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$342$4,104
Property Taxes $125$1,500
Electricity $238$2,859
Total$1,943$23,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,617/yr
40% on housing$58,290/yr
45% on housing$51,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 76634$182
Bosque County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 76634
Bosque County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$245,000
2024-05-24Sold--
2024-04-30Pending sale$214,990
2024-04-22Contingent$214,990
2024-04-04Price change$214,990
2024-02-28Listed for sale$224,990

For Sale by Owner

AgentProperty Owner

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