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108 Moss Oak Cir, Somerville, TX, 77879

2beds
2baths
1,368sqft
$189,900
$139price/sqft
$1,500/moest. monthly cost
$60,000/yrincome needed

About This Home

Great investment opportunity! Twelve lots totaling approximately 1.42± acres in Somerville Place, offering road frontage on three sides with access from Park Road 4, Moss Oak Circle, and Spanish Oak Circle. Conveniently located near Bryan/College Station and nearly equidistant to Houston and Austin. Improvements include a 2014 2-bedroom, 2-bath mobile home, a 24' x 26' spray foam insulated metal storage building with electricity, a 20' x 22' carport, an older unlivable mobile home, and multiple storage buildings. Keep all lots together or subdivide after purchase. Community amenities include a pool and covered event center. Just 3 miles from Big Creek Marina & Campground at Lake Somerville, offering endless recreational opportunities. Ideal for a residence, investment, or weekend retreat. Property is serviced by electric, community water, and two septic systems. Sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
2/10
Somerville High SchoolGrades 8-124.5 mi
6/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 2 Bedrooms Down
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,368
  • Total interior livable area: 1,368 sqft

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,Accessible Approach with Ramp

Details

  • Parcel number: 44432

Features

  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 1.42 Acres
  • Features: Other,1 Up to 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Boat,Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$111$1,332
Property Taxes $191$2,292
Electricity $238$2,859
Total$1,500$18,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,428/yr
40% on housing$45,000/yr
45% on housing$40,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.3%
2.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 77879$129
Burleson County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 77879$183
Burleson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$189,900

For Sale by Agent

AgentMissy Flencher
BrokerageArmstrong Properties

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