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195 Highview, Streetman, TX, 75859

5beds
3baths
3,535sqft
$950,000
$269price/sqft
$7,296/moest. monthly cost
$291,840/yrincome needed

About This Home

Discover your dream lakefront retreat tucked away on a quiet cul-de-sac along the south side of Richland Chambers Lake. This inviting 5-bedroom, 3-bath home features a distinctive round living room designed for warm, intimate gatherings, along with two cozy fireplaces in the living and dining areas—perfect for cool evenings by the fire. A spacious sunroom fills the home with natural light and showcases breathtaking lake views, creating a peaceful space to relax and recharge. The attached guest house, complete with a full kitchen, offers added privacy and comfort for family and friends. Step outside to enjoy the covered patio with a built-in pizza oven—ideal for entertaining—or unwind by the fire pit under the open sky. A covered two-stall boathouse provides convenient access to boating, fishing, and endless days on the water. Perched high above the shoreline, this beautiful lake home captures spectacular sunset views and sweeping vistas. The winding staircase down to the water adds both charm and adventure. Don’t miss your chance to own a true slice of paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
5/10
5/10
Fairfield High SchoolGrades 9-1216.1 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 10 x 13

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 10 x 13

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 12 x 9

Dining Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 21 x 15

Features

  • Decorative/Designer Lighting Fixtures,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Dining Room,Living Room,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,535 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features
  • Level: First
  • Dimensions: 12 x 10

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 19 x 19

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 16

Other

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 19792

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck
  • Fencing: Wood
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Richland-Chambers

Lot

  • Lot size: 2.01 Acres
  • Features: Acreage,Back Yard,Cul-De-Sac,Lawn,Many Trees,Waterfront

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$1,018$12,216
Property Taxes $1,087$13,044
Electricity $388$4,657
Total$7,296$87,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,148/yr
40% on housing$218,880/yr
45% on housing$194,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -10.1%
-10.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 75859$320
Freestone County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 75859
Freestone County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$975,000
2025-12-16Listing removed$975,000
2025-08-09Price change$975,000
2025-03-26Price change$1,100,000
2024-10-12Listed for sale$1,150,000
2019-01-05Sold--
2018-12-05Pending sale$600,000
2018-10-18Price change$600,000
2018-09-29Price change$570,000
2018-09-25Price change$600,000
2018-07-26Price change$570,000
2018-07-05Listed for sale$585,000

For Sale by Agent

AgentTammy Carter
BrokerageEbby Halliday Realtors

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