815 N Lydia St, Stephenville, TX, 76401
About This Home
You will fall in love with this modern, updated home! And it has so many options! Main home has three spacious bedrooms with lots of closet space, two bathrooms, two living rooms, and a big kitchen with lots of storage and walk in pantry! Garage conversion is a great space for MIL suite, efficiency apartment or AirBnB - big combined living, sleeping and office area with walk in closet, huge bathroom with double vanity, and mud room with connections for full size washer and dryer. Attached guest house offers two bedrooms, shared bath, and big living and kitchen space! Each unit has their own washer and dryer connections. This beautiful home is just one block away from Tarleton. Lots of parking available - driveway in the front yard and alley access to backyard from Phelps Street. This home has been well maintained with lots of updates.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Double Vanity,Eat-in Kitchen,Vaulted Ceiling(s)
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 3,025 sqft
Living Room
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: R000031919
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
Lot
- Lot size: 0.36 Acres
Parking
- Parking features: Additional Parking,Alley Access,Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,816 | $33,792 |
| Home Insurance * | $506 | $6,072 |
| Property Taxes | $675 | $8,100 |
| Electricity | $332 | $3,985 |
| Total | $4,329 | $51,948 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $557,000 |
| 2025-09-03 | Listing removed | $2,500 |
| 2025-08-01 | Listed for rent | $2,500 |
| 2025-05-03 | Listing removed | $1,500 |
| 2025-04-25 | Listed for rent | $1,500 |
| 2024-09-13 | Listing removed | $1,500 |
| 2024-07-18 | Listed for rent | $1,500 |
| 2023-07-14 | Listing removed | -- |
| 2023-07-02 | Price change | $1,500 |
| 2023-06-21 | Listed for rent | $1,800 |
| 2023-05-10 | Sold | -- |
| 2023-04-27 | Pending sale | $549,000 |
| 2023-04-11 | Contingent | $549,000 |
| 2023-04-06 | Listed for sale | $549,000 |
For Sale by Agent
View on Zillow