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594 N Harbin Dr, Stephenville, TX, 76401

3beds
2baths
1,822sqft
$365,000
$200price/sqft
$2,918/moest. monthly cost
$116,720/yrincome needed

About This Home

Fantastic opportunity to own a home on an ovrersized lot across the street from Tarleton's Memorial Stadium. The home is ready to produce rental income, to be a great home or serve as an investment in Stephenville's growth. Schedule your showing today.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
6/10
Stephenville High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cable TV

Interior Area

  • Total interior livable area: 1,822 sqft

Living Room

  • Level: First
  • Dimensions: 14 x 16

Master Bedroom

  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: R000031930
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$331$3,972
Property Taxes $504$6,048
Electricity $238$2,859
Total$2,918$35,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,045/yr
40% on housing$87,540/yr
45% on housing$77,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$298
Erath County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$365,000
2026-07-26Listed for rent$1,550
2024-09-12Listing removed$1,550
2024-08-29Price change$1,550
2024-08-13Listed for rent$1,700
2020-03-02Listing removed$1,250
2019-12-10Listed for rent$1,250
2019-01-14Listing removed$1,250
2018-12-12Listed for rent$1,250

For Sale by Agent

AgentKari Haile
BrokerageHaile & Company Real Estate, LLC

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