




1281 W Swan St, Stephenville, TX, 76401
About This Home
Fully renovated and move-in ready! This charming 2-bedroom, 1-bath home offers 920 sq ft of updated living space with modern touches while preserving its original character. Enjoy a functional open living and dining area, plus a kitchen equipped with a refrigerator and stackable washer and dryer—making this home ready from day one. Sitting on a spacious 0.239-acre lot, there’s plenty of room to enjoy the outdoors or expand possibilities. Located just minutes from Tarleton State University, shopping, and dining, this property offers convenience and flexibility for a variety of uses. Home will be sold as is.
Getting Around
Schools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Stacked
Bedroom
- Features: Split Bedrooms
- Level: First
- Dimensions: 13 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Kitchen Island
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric,Other
- Cooling features: Multi Units,Other,Wall Unit(s)
Interior Area
- Total interior livable area: 920 sqft
Kitchen
- Level: First
- Dimensions: 13 x 13
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 13 x 13
Master Bedroom
- Features: Split Bedrooms
- Level: First
- Dimensions: 19 x 9
Other
- Level: First
- Dimensions: 13 x 6
Property
Details
- Parcel number: R000033547
- Exclusions: NONE
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 10,410 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $241 | $2,892 |
| Electricity | $238 | $2,859 |
| Total | $1,522 | $18,264 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $175,000 |
| 2025-05-16 | Listing removed | $189,900 |
| 2025-05-02 | Listing removed | $1,500 |
| 2025-03-11 | Listed for rent | $1,500 |
| 2025-01-20 | Listed for sale | $189,900 |
| 2025-01-02 | Pending sale | $189,900 |
| 2024-09-23 | Price change | $189,900 |
| 2024-08-13 | Price change | $195,000 |
| 2024-05-28 | Listed for sale | $200,000 |
| 2023-12-07 | Listing removed | -- |
| 2023-11-29 | Listed for rent | $1,500 |
For Sale by Agent
