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412 W Live Oak St, Dublin, TX, 76446

2beds
1baths
1,288sqft
$105,000
$82price/sqft
$1,001/moest. monthly cost
$40,040/yrincome needed

About This Home

HANDY MAN DELUXE! Here is a house that needs to be totally renovated. The outside has a lot of character but remodeled it could be cute! The house is a 2 bedroom 1 bath and it is on a large treed lot with a lot of yard space.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
5/10
Dublin High SchoolGrades 7-121.5 mi
7/10
Dublin Elementary SchoolGrades PK-30.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Cable TV
  • Flooring: Other

Interior Area

  • Total interior livable area: 1,288 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: R000034877
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Interior Lot,Lawn
  • Lot size dimensions: 82 x 150

Parking

  • Parking features: On Site,Open,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$76$912
Property Taxes $157$1,884
Electricity $238$2,859
Total$1,001$12,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,320/yr
40% on housing$30,030/yr
45% on housing$26,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 76446$280
Erath County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 76446$188
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-29Price change$105,000
2025-04-23Price change$115,000
2024-12-17Listed for sale$125,000
2023-04-25Sold--

For Sale by Agent

AgentLarinda Ray
BrokerageLARINDA RAY REALTY TEAM

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