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1170 Diamond Oaks Rd, Stephenville, TX, 76401

3beds
2baths
1,604sqft
$650,000
$405price/sqft
$4,436/moest. monthly cost
$177,440/yrincome needed

About This Home

Welcome to this beautiful ranch-style 2-story log home offering the perfect blend of country charm, privacy, and functionality. Situated behind an automatic gate, this property is designed for those who appreciate peaceful rural living with room for animals, projects, and guests. The log home features a warm, rustic feel with plenty of character throughout. Outside, you will find a 30x30 shop with electric and water, a storm shelter, carport, loafing shed for horses, and a stock tank. Wildlife is abundant, creating a quiet setting for nature lovers, hunters, or anyone looking to enjoy the outdoors. A 2-story unfinished guest house offers excellent potential for additional living space, guest quarters, rental use, or a private studio, subject to buyer needs and completion. With an agricultural exemption in place, this property provides the opportunity to enjoy the benefits of country living while still being conveniently located near Stephenville. Whether you are looking for a full-time residence, horse property, weekend retreat, or small ranch setup, this property offers endless possibilities in a highly desirable area. Buyer to verify all information, utilities, exemptions, and intended use.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

10/10
Hook Elementary SchoolGrades 3-47.5 mi
9/10
6/10
Stephenville High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second
  • Dimensions: 15 x 14

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Paneling/Wainscoting,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Free Standing
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,604 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 19 x 15

Master Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: R000044542

Features

  • Levels: Two
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 12.99 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Circular Driveway,Detached Carport,Driveway,Electric Gate
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Wildfire
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$590$7,080
Property Taxes $322$3,864
Electricity $238$2,859
Total$4,436$53,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,091/yr
40% on housing$133,080/yr
45% on housing$118,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$296
Erath County$314

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$650,000
2026-07-06Pending sale$650,000
2026-06-28Listed for sale$650,000

For Sale by Agent

AgentJill Hogg
BrokerageRanchland Texas Realty

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