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507 Saint Geralda St, Fredericksburg, TX, 78624

2beds
2baths
1,519sqft
$359,000
$236price/sqft
$2,699/moest. monthly cost
$107,960/yrincome needed

About This Home

Built in 2017, this charming 2-bedroom, 2-bath home feels open, bright, and welcoming. Large windows throughout, along with two oversized skylights — one in the great room and one in the kitchen — fill the home with beautiful natural light. Each bedroom features its own private bath, offering comfort and privacy for owners and guests alike. The primary suite includes double sinks, a relaxing tub, concrete floors, and ample storage space, while the second bath boasts a spacious walk-in shower. The open-concept kitchen w/loads of storage, features a nice island and flows seamlessly into the great room, creating the perfect space for entertaining, dining, and everyday living. Just off the garage, you'll find a separate laundry room conveniently tucked away in its own private space. Step outside to the cozy back porch — an ideal spot to sit back, relax, and watch the world go by. An incredible value and a bargain you won't want to miss!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,519
  • Total interior livable area: 1,519 sqft

Property

Details

  • Parcel number: 24773
  • Zoning: R-1

Features

  • Levels: One
  • Patio & porch: Deck/Patio
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: In City Limits

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$169$2,028
Property Taxes $477$5,724
Electricity $238$2,859
Total$2,699$32,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,537/yr
40% on housing$80,970/yr
45% on housing$71,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$367
Gillespie County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$359,000

For Sale by Agent

AgentJenny Neffendorf
BrokerageFore Premier Properties

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