849 W Live Oak St, Fredericksburg, TX, 78624
About This Home
Welcome to your investment gem in the heart of the Texas Hill Country! Located at 849 W Live Oak St in beautiful Fredericksburg, this 2-bed / 1.5-bath, 1,500 sq ft home sits on a generous 0.51-acre lot and is fully permitted as a short-term rental (STR) under the city’s R-1 zoning. With STR permit in hand, this property has been a healthy income producing rental. Built in 2020 with contemporary flair, the home features metal exterior construction, sleek concrete floors, stainless-steel appliances, high ceilings and abundant natural light. An expansive covered patio (300 + sq ft) and a private outdoor fire-pit area elevate the guest experience, while the large yard provides room to entertain or relax under the stars. Enjoy the cowboy pool or hot tub as you gaze into the hill country under the mature pecans scattered across the backyard. Just a 3-minute drive from Fredericksburg’s bustling Main Street, guests enjoy world-class wineries, restaurants and shopping—and this location keeps the booking demand strong. Fully furnished and turnkey for short-term rental operation—FURNITURE, branding, and social-media handles included. This .51 acre lot even has space for an RV or tiny home on the side. Schedule your appointment today and step into a fully permitted, high-yield short-term rental opportunity in Fredericksburg.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Dishwasher,Freezer,Microwave,Electric Oven,Refrigerator,Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),No Interior Steps,Primary Bedroom on Main,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Concrete
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,500 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 849 W Live Oak St
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Awning(s),Covered,Patio
- Exterior features: Gas Grill
- Fencing: Back Yard, Fenced, Gate
- Has view: Yes
- View description: Pasture
- Waterfront features: None
Lot
- Lot size: 0.53 Acres
- Features: Back Yard,Few Trees,Level,Sprinkler - Back Yard,Trees-Medium (20 Ft - 40 Ft)
Parking
- Parking features: Additional Parking,Asphalt
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Strong Wind
- Cold Wave
- Drought
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $1,000 | $12,000 |
| Electricity | $238 | $2,859 |
| Total | $5,080 | $60,960 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $695,000 |
| 2026-03-18 | Price change | $699,000 |
| 2026-02-10 | Price change | $715,000 |
| 2026-01-07 | Price change | $719,000 |
| 2025-12-04 | Price change | $724,900 |
| 2025-11-14 | Listed for sale | $729,000 |
| 2024-04-29 | Listing removed | -- |
| 2024-03-22 | Contingent | $740,000 |
| 2024-03-13 | Listed for sale | $740,000 |
| 2022-06-21 | Listing removed | -- |
| 2022-05-13 | Price change | $425,000 |
| 2022-04-12 | Price change | $499,000 |
| 2022-03-22 | Listed for sale | $549,000 |
| 2022-03-06 | Listing removed | -- |
| 2021-12-16 | Pending sale | $549,000 |
| 2021-12-06 | Listed for sale | $549,000 |
| 2020-07-01 | Listing removed | $369,000 |
| 2020-03-19 | Pending sale | $369,000 |
| 2020-03-19 | Price change | $369,000 |
| 2020-02-19 | Pending sale | $309,000 |
| 2020-01-14 | Price change | $309,000 |
| 2019-12-17 | Price change | $329,000 |
| 2019-10-23 | Price change | $399,000 |
| 2019-10-20 | Price change | $329,000 |
| 2019-08-20 | Listed for sale | $399,000 |
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