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610 Leroy Rd, Kerrville, TX, 78028

2beds
2baths
0sqft
$349,000
--price/sqft
$2,480/moest. monthly cost
$99,200/yrincome needed

About This Home

10 usable acres WITH WATER, SEPTIC & ELECTRIC! Rare find these days. No Deed Restrictions. Gentle rolling grass fields with areas of tree coverage for wildlife. Kerrville address, Gillespie County taxes. There's an existing mobile home that's listed as personal property with GCAD. It's a 2/2 doublewide and is being conveyed as personal property AS-IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Harper Middle SchoolGrades 5-811.7 mi
7/10
Harper High SchoolGrades 9-1211.7 mi
10/10
Harper Elementary SchoolGrades PK-411.8 mi

Construction

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other-See Remarks
  • Property subType: Single Family 5+ Acres

Interior

Appliances

  • Appliances included: Other,Other Gas Water Heater
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Master Downstairs
  • Flooring: Other
  • Fireplace features: Other
  • Fireplace: Yes
  • Attic: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 35852
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Waterfront features: None
  • Topography of land: Gently Rolling
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 10 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$229$2,748
Property Taxes $249$2,988
Electricity $238$2,859
Total$2,480$29,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,028/yr
40% on housing$74,400/yr
45% on housing$66,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$298
Gillespie County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$349,000
2026-01-09Price change$389,000
2025-11-08Listed for sale$430,000

For Sale by Agent

AgentKari Bock
BrokerageBock & Co LLC

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