22 Indian Creek Loop, Kerrville, TX, 78028
About This Home
Luxury Hill Country Retreat on 5.91 Ag-Exempt Acres | Guest House, 4 Fireplaces, Lake Views & Workshop! Welcome to one of Tierra Linda Ranch's most captivating estates overlooking two serene lakes, offering timeless Hill Country elegance & unique style. The 2,882 sf, 3 bd, 2 1/2 ba main home boasts 4 fireplaces: one each in the great room, kitchen, primary suite & 3rd garage/workspace blending warmth & style throughout. The open-concept is enhanced by high ceilings, expansive windows & gourmet kitchen w/custom alder cabinetry & stainless steel appliances. Each bdrm offers direct access to its own private ba. Separate 1,590 sf guest house includes 2 guest suites, 3 ba, spacious living/dining area, kitchenette & loft ideal for office or gym. Take in panoramic views from the private lookout tower or relax in the elegant courtyard perfect for entertaining. Extras include a 30x40 workshop, added cover for storage or parking, private well w/dual storage tanks & exclusive access to Tierra Linda amenities: private airport, equestrian center, pool, tennis courts & more. Just minutes to Kerrville, Fredericksburg & only 65 miles to San Antonio International Airport.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Self Cleaning Oven,Microwave,Range,Gas Cooktop,Refrigerator,Disposal,Dishwasher,Water Softener Owned,Electric Water Heater,Double Oven,2+ Water Heater Units
- Laundry features: Washer Hookup,Dryer Connection
Bedroom2
- Area: 182
Bedroom3
- Area: 140
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Area: 432
Features
- Liv/Din Combo,Kitchen Island,Pantry,Shop,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Ceiling Fan(s),Chandelier,Solid Counter Tops,Custom Cabinets
- Window features: Window Coverings
- Flooring: Saltillo Tile,Wood,Vinyl
- Fireplace features: Living Room,Wood Burning,Kitchen,Other,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Two Central
Interior Area
- Total interior livable area: 4,472 sqft
Kitchen
- Area: 280
Living Room
- Area: 432
Master Bathroom
- Features: Shower Only,Double Vanity
- Area: 522
Master Bedroom
- Features: Split,Walk-In Closet(s),Multi-Closets,Ceiling Fan(s),Full Bath
- Area: 325
Property
Details
- Parcel number: S15900000053600
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
Lot
- Lot size: 5.91 Acres
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $723 | $8,676 |
| Property Taxes | $837 | $10,044 |
| Electricity | $491 | $5,892 |
| Total | $7,608 | $91,296 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $1,099,000 |
| 2025-12-19 | Listed for sale | $1,190,000 |
| 2025-12-11 | Contingent | $1,190,000 |
| 2025-11-13 | Price change | $1,190,000 |
| 2025-06-04 | Price change | $1,260,000 |
| 2024-08-12 | Listed for sale | $1,275,000 |
| 2024-07-22 | Listing removed | -- |
| 2024-03-22 | Listing removed | $1,300,000 |
| 2023-11-17 | Listed for sale | $1,325,000 |
| 2019-08-16 | Sold | -- |
| 2019-08-05 | Pending sale | $599,900 |
| 2019-06-10 | Price change | $599,900 |
| 2019-02-12 | Listed for sale | $649,900 |
| 2019-01-22 | Listing removed | $695,000 |
| 2018-05-21 | Listed for sale | $695,000 |
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