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414 Plum St, Fredericksburg, TX, 78624

--beds
--baths
--sqft
$175,000
--price/sqft
$1,383/moest. monthly cost
$55,320/yrincome needed

About This Home

Looking for a location to build your dream home? Here's a vacant lot in FREDERICKSBURG'S HISTORIC DISTRICT. How often does a lot nestled on the alluring Plum Street in one of Fredericksburg's most appealing neighborhoods become available for sale? This vacant 50' x 150' lot offers a rare opportunity to build your dream home among enchanting vintage cottages and mature trees. Located in the highly sought after historic district, the R1-zoned and already curbed lot features tree-lined perimeter fence lines and a beautifully placed mature tree perfectly situated for a picturesque front yard. The peaceful setting and character-rich surroundings provide a canvas for a custom home or investment property. Enjoy just a short drive to Main Street's renowned restaurants, boutique shopping, the 290 Wine Trail, Enchanted Rock, and all the Hill Country attractions Fredericksburg has to offer. This lot is located in the Fredericksburg Historic District and subject to those rules and regulations.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: City Lots,Single Family Residence

Property

Details

  • Parcel number: 67456
  • Zoning: R-1

Features

  • Waterfront features: None
  • Topography of land: Level
  • Residential vegetation: Other-See Remarks

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$82$984
Property Taxes $179$2,148
Electricity $238$2,859
Total$1,383$16,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,417/yr
40% on housing$41,490/yr
45% on housing$36,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$368
Gillespie County$407

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$175,000
2026-07-01Listing removed$175,000
2026-03-30Price change$175,000
2025-06-12Listed for sale$180,000

For Sale by Agent

AgentMimi Bartel & Adam Carroll
BrokerageFore Premier Properties

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